Know what you’re using.
What this build can establish
PauseAm provides general payment checklists. It does not authenticate a person, account, invoice or receipt, move money or promise recovery. Source checking by Codex is complete for the listed pages; independent human safety review is pending.
English source checklists work without a model. The model adapters are implemented, but live N-ATLaS inference, four-language comprehension and fluent language review have not yet been validated. Read current configuration status. Configured does not mean tested.
Official sources and reporting routes
If you suspect fraud, contact your bank immediately through its official app, website or an independently trusted channel. PauseAm does not maintain bank phone numbers. Do not use a contact supplied only in the suspicious message.
CBN: how to lodge and escalate a complaint. Complain to the institution first and retain evidence. Check the current process and applicable timelines at the source; do not delay an urgent fraud report. Review: 1 October 2026.
Library 2026-10-01.1. Entries expire 1 November 2026. Missing or expired sources stop personalised retrieval. Scenario adaptations are labelled separately from the source facts.
Verify changed supplier details independently
CBN · Fraud and Scam Awareness — Phishing and social engineering
PauseAm scenario checklist applying CBN identity-verification advice; not a bank-authentication service.
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
Check fee instructions with the school
CBN · Fraud and Scam Awareness — Phishing scams
PauseAm scenario checklist applying CBN advice to contact the organisation directly.
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
A receipt image cannot prove payment
CBN · Fraud and Scam Awareness — Social engineering; contact your financial institution
PauseAm scenario checklist applying independent verification; no receipt-authenticity verdict.
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
Pause and verify the request
CBN · Fraud and Scam Awareness — Phishing scams; social engineering
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
Check the seller before paying
CBN · Fraud and Scam Awareness — Online shopping scams
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
Be cautious about promised returns
CBN · Fraud and Scam Awareness — Investment scams
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
Contact your bank immediately
CBN · Fraud and Scam Awareness — How to report fraud and scams
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
Your secrets are yours to protect
CBN · Bank Customers’ Bill of Rights and Duties — Duty to protect instruments and information; duty to report suspected fraud
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
Keep a record of your complaint
CBN · How to Lodge a Complaint — Contact your institution first; if your bank fails to resolve
Source-checked by Codex (automated); independent human review pending. Checked 2026-10-01; review due 2026-11-01.
Model identity and hosting
Official model targets are listed below. None is replaced by a browser or generic model. An authenticated HTTPS inference service must return the expected pinned identity; failure produces no usable transcript.
Nigerian-accented English: NCAIR1/NigerianAccentedEnglish3c52c6e6c9ec508014a7b9db6a42b503b8930dff · live validation pending.
Yoruba: NCAIR1/Yoruba-ASRd1ae7b8b79c2ccd547d8761effe5057433f3fc7f · live validation pending.
Hausa: NCAIR1/Hausa-ASRe635b9eda29060c6114c8f4d8b2d903f5c83a44a · live validation pending.
Igbo: NCAIR1/Igbo-ASR180732299d5cba3dc8b289260ac84b7838bb3954 · live validation pending.
Text model: NCAIR1/N-ATLaSe294476928aca9030e924ca27bb8e085e8581273. When configured, it selects from source-checked cards. Free-form model prose and invented links never become advice. Current checklist wording remains English.
The web app runs on Sites / Cloudflare Workers. Model services are separate, team-configured hosts. This is not proof of official N-ATLaS API use. Organiser confirmation of the official ASR-service requirement is pending. No fine-tuning has been performed.
N-ATLaS is an initiative of the Federal Ministry of Communications, Innovation and Digital Economy, and powered by Awarri Technologies.
The published model terms cap use at 1,000 active end users within a rolling 30-day period. Separate licensing is needed before exceeding this. Public inference must remain off until the operator has verified access, capacity and licence accounting.
Your choices and data
No account is required. Never enter names, PINs, OTPs, passwords, account numbers or full credentials. Filtering cannot identify every private detail. Screenshot uploads are disabled pending reliable redaction and privacy review.
Recording requires separate consent. Listen and discard any private content before upload. Submitted audio is processed in memory through the app and configured model host; this code does not save raw audio, questions or transcripts. Hosting operators must also disable request-body and model-output logging.
The incident timeline contains only selected event types and times. It stays in page memory until you leave or clear it. A downloaded summary is stored wherever your browser saves downloads. Shared checklists include only general public guidance and source links.
Optional evaluation records store categories, counts and timings in this browser, up to 500 records. No participant identifier, audio or text is saved. Consent starts off; export and deletion are your choice. This is not independent research validation. Page-performance metrics stay in memory and are not transmitted.
Hosting providers can process operational metadata such as IP addresses. Browser read-aloud may use a device or browser-provider service; it receives public guidance only. No claim of anonymity is made for ordinary network transport.